October 2017 Income & Status Update

What a difference a year makes when you are consistent.  Looking back on the past posts when I started documenting my journey to Financial Independence through Dividend Growth Investing with inspiration from other bloggers in the community.  Thanks everyone for writing and documenting their journey and inspiring others to do the same.


Last year, in the new capital battle, everything is moving a long, lots of changes this year, some remodeling done to the house and I have not been able to contribute as much as I would like to the fund.  I hope things change in the coming months.  New Capital for this month was $3,135.00 while last October was a whopping $7,347.75, last than 50% of what I was able to save last year.


Dividends continue to flow in nicely and get reinvested.  The first month of the quarter is usually the slowest for me in terms of dividend income, but nonetheless still getting paid. 🙂  Total income for October 2017 came in at $24.29 vs $23.45 for October 2016, a slight 3.5% increase which is always welcome.

Companies that paid in October are

  • SPHD – $24.29

I wanted to have more exposure to the Chinese market as they have a home-market advantage as its extremely hard for a new company to be introduced in China do to government regulations.  I initiated a position on CQQQ as part of deployment of funds.

  • 100 shares of CQQQ at $58.64 average price.
Portfolio Update

Portfolio is still growing very nicely with and I noticed that the growth seems to be getting more intense, talk about exponential growth.  Balance is currently sitting at $122,407.03, a $7,357.09 increase from September.

Estimated Monthly Income which is the benchmark I utilize to calculate how much my portfolio would produce If I just let it do its thing is currently sitting at $372.32, an increase of $22.38 from the previous month.  I’m at 7.52% of my current goal of producing $5,000/month in dividend income.

Goals continue to build on existing positions, and hope to start doing that the following month.  I’m looking to finish the year 2017 at $150,000 in invested funds.

Thanks for reading 🙂

September 2017 Income & Status Update

Well, 3rd Quarter is over and we are 3 months away from the conclusion of 2017.  It seems how time is flying.  Stock markets are running red hot and seems there is no end to this Bull market.

September was a slow month in regards to stock buying.  This has been the first month since I purchased a stock for my long term portfolio, reason being with all the hurricanes down hear in the Florida and all the madness going on I didn’t get a chance.   October is waiting.

New Capital

This was the first month that I did not contribute a lot of capital to the Dividend Growth Fund.  I paid down all credit card debt and had to do some much needed repairs to the house.  Replaced all the flooring and that ended up eating all the money that was left over.

As you can see on the chart below, I was rather disappointed with the outcome contributing only $350.42 to the fund vs $7,773.73 last September.


Dividends are flowing in very nicely and the change from since I started this whole journey is amazing.  It shows that being consistent every month definitely pays off on the end.   Total Dividend Income came in at $386.66 compared to $48 last September, a 700% Increase.  I am extremely happy with how things are turning out.

As you can see on the chart above, the uptrend is real.   The dip in June 2017 was attributed to me shifting some of the winners into ETFs to make managing the portfolio as it grows easier.

Below are the companies/ETFs that paid me in Sept.

  • SCHD – $149.39
  • SCHG – $79.85
  • TGT – $43.79
  • SCHB – $25.57
  • CVX – $22.91
  • SPHD – $20.12
  • QCOM – $19.68
  • V – $12.05
  • LMT – $7.38
  • COST – $6.56
  • MSFT – $5.49
  • MCD – $2.86
Portfolio Update & Goal

Current Portfolio balance is $115,049.94, a whooping $11,671.03 (11.29%) change from August.  This was income on some options calls that I purchased and they worked out beautifully.  My strategy has been buying calls on companies that dropped because of the North Korea missile threats and selling them within a few days.  This makes it all possible to get closer to the next goal of $200,000.

Estimated Monthly Income for the portfolio is sitting at $349.94 or about 7% of my goal of $5,000 a month in dividend/portfolio generated income.

Next Quarter Goals

Add on to all positions, double some of my smaller positions like MA, MCD, MSFT and so on and add a Chinese ETF to the mix.  I believe China still has a lot of growth and companies based there have a bigger advantage than foreign companies because the way the government operates.  I have been watching CQQQ as a potential ticker that will be added to my Core ETF portfolio.

That’s it for this month.

Thanks for reading. 🙂

July 2017 Income & Status Update

I can’t believe we are already done with July, it seems time is just flying by.  Things are running very smoothly with the portfolio, I have started to downsize my portfolio as it was a bit out of control with too many small positions and happy to report it is done.

New Capital

Happy to report that I was able to inject more capital to my Dividend Growth Engine, a total of $4,304.90 that is currently being deployed.   It is still 4x more than I was able to put last year and now that I have cleared off all credit card debt, this amount should start increasing also.


Because of the shift of my portfolio, July was a small dividend month in terms of payouts, most of the dividends are getting paid out on the 2nd and 3rd month of the quarter.  Total income was $9.70 compared to $10.09 last July.  Companies/ETFs that paid out dividends are:

  • SPHD
  • V (added 50 shares  @ $94.00)
  • TGT (added 10 shares @ $50.36)
  • SPHD (added 100 shares @ $39.75)
  • COST (added 10 shares @ $151.12)
  • T (added 75 shares at $36.63)
  • VZ (added 75 shares at $43.76)
Portfolio Balance

July finished with a balance of $91,801.51, a 13.24% change from June of $81,067.81.

I’m extremely happy with the portfolio performance thus far, balance is continuing to grow.  Expected Monthly Portfolio Income is also growing sitting at $279.23 in passive income that is being re-invested every month and thus getting closer to reaching my goal of FI.

Thanks for reading,

Tech Guy

May 2017 Income & Status Update

Hello Everyone, I’m sorry for the late update.  I have been busy with work and life in general and didn’t update on the time that I like to update.

May was another record month for me as we plow through and get the engine roaring.

New Capital

I have transferred a record breaking $5909.77 for new capital to be deployed into stocks.  An incredible update from $361.87 of May 2016 which I am extremely happy with the progress so far.


Dividends are still growing nicely also year over year.  For May, I received $157.85 in dividend payments, a 7X increase from the previous year of $17.93.  Again, I’m extremely happy with the progress.

Strategy/Moving Forward

I have started consolidating most of my portfolio and did a few changes as I had way too many stocks that I purchased when they took a dive and sold them at their highs.  Most of the sells it would have taken me years to realize those gains through dividends.  I have started parking some money on SCHD which is a low cost dividend ETF.


Ended May 2017 with the portfolio size of $71,791.21, an increase of $9,466.21 from the previous month which I’m extremely happy with.

Thanks for reading the update and I promise I’ll get back on schedule with these updates.

December 2016 Update + Year In Review

2016 was the year I discovered two things that are taking shape in my financial life.  One is the path for Financial Independence that is achievable in a short period of time if we just focus and Dividend Growth Investing.

I am now extremely hungry for both FI/RE and Dividend Growth Investing.  I have cut down my expenses, low hanging fruit without changing a whole lot.

This blog/journal will help me achieve and keep in sane so I can look back and see the achievements that I have done.

Notable financial things that happened in 2016

  • Second home purchased
  • First year of First Property be 100% rented/occupied
  • Discovered the power of Dividend Growth Investing
  • Read 10 more books than 2015
  • Finished the year with $41,963.18 in taxable brokerage account that will produce about $1,503.90 in yearly dividends.
  • Started side gigs to generate extra capital to invest in taxable account

2016 I can say was a good year in terms of savings. I started saving aggressively into the taxable brokerage account adding a monstrous $37,644.92 in new capital, an average of $3,137.08 a month.  I hope that 2017 will continue to bless me in ways that I can not even imagine.

XIRR return for the portfolio currently sits at 16.64% and since the inception has generated $401.87 in dividends, 2017 will crush that.

Dividends Received Since taking changing focus from speculative to long term investing into good Dividend Growth Companies.

As you can see, the portfolio really started to take shape after September when the second stage of transformation happened.  Hopefully I can continue to contribute at such levels God willing in 2017.


I continued to add to existing positions for December and opened new positions.

  • OHI (38 stares @ ~$30)
  • JNJ (7 shares @ ~$110)
  • MA (2 shares @ ~$103)
  • CSCO (12 shares @ ~$30)
  • and other smaller additions.

Goals for 2017

  • Double current savings rate to at least $6,000/monthly average.
  • Finish the year with at least $150,000 in taxable brokerage account. That means I need about $108,000 from where I am now if there is 0 growth in 2017.
  • Generate at least $40,000 in side income
  • Go on a trip to Asia with the Wife.

2017 will definitely be more active on this blog. See you at the other side 🙂

Thanks for reading.

God Bless.

– Div Tech Guy